Fleets on the road
Every vehicle and every driver adds risk. A clean vehicle and driver list is the fastest way to a good quote.
Transportation and delivery
Where the risk lives
Delivery and courier services, moving companies, local haulers and service fleets.
- 01An accident with a company vehicle
- 02An employee driving their own car for work
- 03Cargo or equipment damaged in transit
- 04Driver injuries, covered by workers’ comp
- 05A driver with a poor record raising the whole fleet’s price
Most owners carry
The usual stack
To move fast
Oscar’s tip
Get your vehicle list (with VINs) and driver list (with license numbers) together before the call. It saves a full round of back and forth.
FAQ
Questions
Do you insure long-haul trucking?
Tell Oscar what you haul and where. He’ll tell you straight if it’s a fit.
What is hired and non-owned auto?
It covers your business when employees use their own or rented vehicles for work.
Coverage for transportation and delivery
CoverageCommercial autoCovers vehicles used for work, and the people driving them, when there’s an accident.CoverageWorkers’ compPays medical bills and part of lost wages when an employee is hurt or gets sick because of their job.CoverageGeneral liabilityCovers injuries to other people and damage to their property caused by your business, plus the legal costs if you’re sued.
Next step
Ready when you are
Seven quick questions, about 90 seconds. Oscar, a licensed agent, reviews your profile personally.
Ask Diamond