Rancho Cordova became a city in 2003. Since then it has grown into a big office and service hub along Highway 50, with Mather Airport next door.
What does that mean for a business here?
Which license does a Rancho Cordova business need?
The city says all businesses operating from a fixed location in Rancho Cordova need a city business license.
Office tenants often have leases with detailed insurance clauses. Read those before you sign.
Working in an office park?
Major employers include VSP, Franklin Templeton and Health Net Federal Services. Firms that serve them often need professional liability at a set limit, written into the contract.
Got employees? California requires workers’ comp, and employment practices coverage is worth a look.
Building in Rio Del Oro?
Rio Del Oro covers about 3,800 acres and is the largest development in city history. Its first phase alone has 400 homes.
Contractors working there need general liability, workers’ comp, tools coverage and a contractor license bond.
Moving freight near Mather?
Sacramento Mather Airport is a former Air Force base now used for cargo, including UPS. US 50 and SR 16 carry much of the truck traffic.
Delivery and logistics firms should look at commercial auto, hired and non-owned auto and workers’ comp together.
Coverage Rancho Cordova owners ask about
Professional liability
Also called errors and omissions. Covers claims that your advice, service or work caused a client to lose money.
Workers’ comp
Pays medical bills and part of lost wages when an employee is hurt or gets sick because of their job.
Employment practices
Covers claims from employees or job applicants over how they were treated at work.
Commercial auto
Covers vehicles used for work, and the people driving them, when there’s an accident.
Bonds
Surety bonds guarantee your work or your license obligations to a client or the state.
Talk to a licensed agent
Diamond is family-owned, 100% commercial and licensed in California (#6015964). We also serve Sacramento, Folsom, Elk Grove, El Dorado Hills. Call 279-842-0928, open 9:00 am to 5:00 pm, or start your 90-second coverage profile.
Sources: Rancho Cordova, Wikipedia · Rancho Cordova business license · Mather Airport history · Rio Del Oro groundbreaking, ABC10
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