Small business package
Bundles property and general liability into one policy, often with business income coverage, at one price.
Covered
Every policy is different. Oscar walks you through the exact wording of yours.
- 01Your building, if you own it
- 02Business contents like furniture, inventory and equipment
- 03General liability for injuries and property damage
- 04Lost income if a covered event shuts you down for a while
Usually not covered
- Workers’ comp (always a separate policy)
- Work vehicles (that’s commercial auto)
- Flood and earthquake, unless added separately
- Professional mistakes (that’s professional liability)
Who it’s for
Small and mid-size businesses with a storefront, office or shop, like retail, offices and many restaurants.
Bundle two or more policies with Diamond and save up to 20%. A licensed agent reviews every request. Nothing on this page is a quote or proof of coverage.
Small business package questions
Is a package cheaper than separate policies?
Often, yes. Carriers price bundles to win the whole account. Bundle two or more policies with Diamond and you can save up to 20%.
Does it cover flood?
Usually not. Flood and earthquake are separate. In parts of the Sacramento region that matters a lot, so ask Oscar to check.
Can a contractor use a package policy?
Sometimes, for the office and shop. Job site work usually needs general liability and tools coverage set up for contractors.
Ready when you are
Seven quick questions, about 90 seconds. Oscar, a licensed agent, reviews your profile personally.
Ask Diamond