Storefronts, protected
Customers come to you. Your space, your stock and the people walking through your door are where your risk lives.
Retail shops
Where the risk lives
Boutiques, specialty stores, convenience stores, salons with retail, and online sellers with a local shop.
- 01A customer trips in an aisle or the parking area
- 02A break-in, theft or fire takes your inventory
- 03A product you sold hurts someone
- 04A lease that requires coverage you don’t have yet
- 05Seasonal staff and the employment rules that come with them
Most owners carry
The usual stack
To move fast
Oscar’s tip
Bundle two or more policies with Diamond and you can save up to 20%. A package policy is usually the place to start.
FAQ
Questions
My lease asks for specific coverage. Can you match it?
Yes. Send Oscar the insurance section of your lease and he’ll match the limits and wording.
Am I liable for products I didn’t make?
You can be named in a claim. Product liability helps cover that.
Coverage for retail shops
CoverageSmall business packageBundles property and general liability into one policy, often with business income coverage, at one price.CoverageGeneral liabilityCovers injuries to other people and damage to their property caused by your business, plus the legal costs if you’re sued.CoverageProduct liabilityCovers injuries or damage caused by products you make, sell or distribute.
Next step
Ready when you are
Seven quick questions, about 90 seconds. Oscar, a licensed agent, reviews your profile personally.
Ask Diamond