Cameron Park is a few exits up Highway 50 from our El Dorado Hills office. It’s unincorporated, set in foothill brush country, and home to one of the few residential airparks around.
What does that mean for your coverage?
Who issues your business license?
Cameron Park isn’t a city, so the El Dorado County Treasurer-Tax Collector issues the business license, the same as in El Dorado Hills.
If you also work in nearby cities like Folsom, check their license rules too.
Does brush country affect your policy?
Cameron Park sits in chaparral and brush land. Fire service comes from a Community Services District that contracts with CAL FIRE.
Building owners should read the wildfire terms in their property policy. Landscapers and contractors working near brush should check their liability limits.
Doing work at the Airpark?
Cameron Park Airpark is a fly-in neighborhood where homes have taxiway access to a 4,051-foot runway. Work there can come with unusual property and liability questions.
Tell Oscar about the job. Some work near aircraft needs coverage a standard policy doesn’t have.
Commuting on Highway 50?
US 50 interchanges at Cambridge Road and Cameron Park Drive carry most local work traffic.
Commercial auto for work vehicles, and hired and non-owned auto for employees in their own cars.
Coverage Cameron Park owners ask about
General liability
Covers injuries to other people and damage to their property caused by your business, plus the legal costs if you’re sued.
Commercial auto
Covers vehicles used for work, and the people driving them, when there’s an accident.
Tools and equipment
Inland marine coverage for tools, gear and equipment that move between your shop, your truck and the job site.
Small business package
Bundles property and general liability into one policy, often with business income coverage, at one price.
Workers’ comp
Pays medical bills and part of lost wages when an employee is hurt or gets sick because of their job.
Talk to a licensed agent
Diamond is family-owned, 100% commercial and licensed in California (#6015964). We also serve El Dorado Hills, Placerville, Folsom, Rancho Cordova. Call 279-842-0928, open 9:00 am to 5:00 pm, or start your 90-second coverage profile.
Sources: Cameron Park, Wikipedia · El Dorado County business license · Cameron Park CSD Fire
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